Well I have to say congratulations on the progress you are making. The accomplishment of funding your first $1,000.00 for your beginning emergency fund is a big step. By going through this process is going to demonstrate your determination and focus on your ultimate goal, becoming debt free except the mortgage (if you have one). […]
So in the process of truly becoming debt free, it is strongly suggested to have a emergency fund also known as a rainy day fund. You may be asking what is a emergency fund exactly and why do I need one. Well, unfortunately we are currently in a financial situation where the possession of a […]
Congratulations on making yourself a priority and making it a point to tackle your finances. As I broke down in my last post, the first thing to do is to know where it is you actually stand with your finances. It was time to sit down and get your financial information organized. This is the […]
I know it has been a extremely rough roller coaster ride this past year. Whether you lost your employment and received a stimulus check, received unemployment benefits, or gone on to work as a contractor for a delivery and/or ride share app; you’re in the position that you just do not know what to do […]
FICO (NYSE: FICO) is a leading analytics software company, helping businesses in 90+ countries make better decisions that drive higher levels of growth, profitability and customer satisfaction. This is stated right on their web site. This statement refers to businesses who use their service. FICO at a Glance FICO’s groundbreaking use of Big Data and […]
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FICO is short for Fair Isaac Corporation. It provides software to financial and sale companies to determine one’s worthiness to go into debt. It’s a score that measures your debt, not your wealth.
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